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The Ramsey Show
1 episode this week
Your Money Isn’t the Problem—Your Plan Is
Mar 4, 2026
- A $300,000 debt on a social work salary is not a debt problem — it's an income problem. The only real solution is dramatic career repositioning, not budgeting harder.
- The ROI on many graduate degrees is simply negative. Ariel's professors encouraged the loan without understanding the loan forgiveness program they were recommending — and that's the scandal.
- Owning a rental property that loses money isn't real estate investing. It's a leftover life decision that owns you, not the other way around.